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The Affordable Care Act (ACA) passed Congress in 2010, but some of the most significant elements of it are only now beginning to take effect. Here’s a quick rundown of how the new health care law may affect you and your family — and what you can do to trim your health care costs.
The ACA means many more people will be able to buy insurance, and many will get help paying for it. But costs continue to rise, and those who choose to go without insurance will have to pay a penalty. Find out how the ACA will affect you.
If you’re enrolled in Medicare, many preventive services are now covered without an upfront fee, thanks to changes in the law. And the so-called doughnut hole gap in prescription drug coverage is closing, so you should gradually spend less on prescriptions. If you’re enrolled in a Medicare Advantage plan, though, you may see less generous benefits.
You can do a lot to reduce your own health care costs. Eating well, exercising and taking other preventive steps can really help. If you do get sick, we have tools to help you compare costs for providers and facilities. We can also show you ways to save money on prescription drugs.
More resources for individuals and families: